News archive

HGG clients save with MedicAlert®

We have exciting news for HGG Financial Group clients: Join MedicAlert® in November 2017 and you’ll save the registration fee of R181.  

Important update to legislation regarding loans to trusts

Proposed legislation that affects the tax treatment of loans made to trusts is likely to have significant implications for your estate planning, particularly if a trust is involved. Here’s what you need to know about the amendments proposed to section 7C of the Income Tax Act.

Select your medical cover for 2018

The time has come to review your medical cover for 2018. Between 1 November and mid-December this year you will be given the opportunity to adapt your medical cover for next year.

Time to rest and reflect

2016 has been an eventful year in South Africa – and the world at large. However, amidst political turbulence, the HGG Financial Group has provided a steady and secure range of financial services to our valued clients. Our eight divisions and four offices in the Western Cape offer specialised advice and expertise to a diverse group of clients, ranging from small business owners to private investors and non-profit organisations.

Some things in life are still free...

There may be no such thing as a free lunch, but that doesn't mean you can't get anything of value for free. During National Wills Week (12-16 September 2016) HGG Trust will draw up your will for free. Yes, that's right – absolutely free of charge and with no strings attached.

It's time to tackle your tax return

The 2016 tax season for individuals opened on Friday, 1 July 2016. The year of assessment concerned is 1 March 2015 – 29 February 2016. During tax season, you need to submit your income tax return (ITR12) so that the tax on your income can be reconciled with the tax-deductible expenses for the year of assessment. It's important to do so, as the net result may even be a tax refund.

Health and fitness tests right on your doorstep in Durbanville

Your health and fitness are two of your most valuable assets. Taking care of them both should be an essential part of your long-term financial and lifestyle planning.

Here's how to save on electricity and tax

Did you know that solar-generated power could help you save on your tax bill? HGG Professional Accountants explains the new provisions of the Taxation Laws Amendment Act.

Join the dynamic HGG team

The HGG Financial Group continues to expand, and we’re looking for talented new team members to join our ranks. We have the following job opportunities available at our Somerset West and Paarl offices.

Vacancy: Experienced financial planner

HGG Wealth (Pty) Ltd an Independent FSP is looking to employ the following;

Position: Experienced financial planner
Location: Somerset West / Stellenbosch / Paarl Branche
Position type: Permanent
Remuneration: Market related remuneration package.

Attend our wellness days!

The great thing about a new year is that it's a perfect time to get your health off to a fresh start.

SAIPA Accounting Clerk : HGG Paarl

The HGG Financial Group has the following positions available at our Paarl office:

A proud provider of professional real estate training

Are you a registered intern or full status estate agent registered with the Estate Agency Affairs Board?

Is your insurance fireproof?

January and February are the hottest, driest months of the year in the Western Cape, when runaway fires are a very pressing concern. We are currently right in the middle of fire season, with fires frequently breaking out on mountains, farms and dwelling areas all around us.

Utilise the tax benefits of your Retirement Annuity before the end of February
Stay on top of your tax in 2016

The new calendar year may have only just begun, but the current tax year is quickly drawing to a close.

Join our dynamic team

Are you motivated, dedicated and passionate about the world of finance? Why not take your career to the next level in 2016? The HGG Financial Group has the following positions available at our Somerset West office:

Festive greetings from HGG

The HGG Financial Group wishes all our clients, colleagues and friends a very blessed festive season. May you have time to relax and reflect on the past year as we approach the end of 2018.

A blessed festive season from the HGG Financial Group

The HGG Financial Group wishes all our clients and their families a ery blessed festive season.

It’s time to wrap up 2018

The HGG Financial Group thanks all our clients for your continued support during 2018. It has been a year of great growth and innovation on many fronts, but now it’s time to take a break.

It's time to take a break

In the past year the HGG Financial Group has continued to innovate in the financial space, remaining true to our maxim of "forward-thinking finance".

Your child’s education is the best investment

A sound investment strategy can ensure that your children’s education is covered – from primary school to tertiary level. HGG Wealth has some valuable advice.

A good education gives your children an undisputed advantage in the future.

Pass the paperwork our way

A large part of having your own business is about completing an endless stream of paperwork, including various reports, forms and manuals. The deadline for the submission of two such items – PAIA manuals and EE reports – is fast approaching.

Get to know the HGG Wealth team

HGG Wealth benefits from the expertise and experience of a team of wealth managers. In the previous newsletter, we examined the concept of wealth and why wealth planning is important. In this issue, we ask the people behind HGG Wealth to tell us more about themselves, and why they enjoy what they do.

Are you heading overseas for the holidays?

Make a note to contact HGG Invest today.

Empowering women and girls with IT skills

The Saartjie Baartman IT Centre for Women and Girls recently opened its doors in Athlone. According to Tina Thiart, 1000 Women Trustee, this IT Centre is one of just a few in South Africa that provides a safe space where women and girls can access technology training and services. 

Sign up for health in 2016

Is your medical aid not meeting your needs? Medbroking can help you find a perfect match for 2016.

Switch or stay for a healthy 2019?

HGG Wealth advises you on how to choose the best medical aid for the new year.

Are you as healthy as you can be?

Your physical health, fitness level and diet are the three pivotal drivers of your general wellness.

Get that feel-good factor on the greens

Have you heard? ForwardFund’s fifth annual Golf Day takes place at Clovelly Country Club on Thursday, 22 November 2018. Why not beat the end-of-year blues by taking a day off for a good cause?

HIB wins its second golden award this year

Par excellence! A second golden award for the year has just been awarded to Helderberg Insurance Brokers (HIB) for outstanding service and profitability.

We’re doing something new …

The HGG Financial Group is excited to announce our sponsorship of a number of lifestyle and sporting initiatives in the coming months. 

Golfing for the greater good

Sign up now for ForwardFund's annual golf day on 20 November 2015 at Clovelly Country Club. We look forward to joining you on the greens as we spend the day swinging our golf clubs for a good cause.

Tyd met Aleit is back by popular demand

South Africans love Tyd met Aleit and that is why the HGG Financial Group is excited to announce that we are renewing our sponsorship for the third season of this popular lifestyle programme.

HGG Trust will draft - or update your will for free

National Wills Week runs from 14-18 September 2015. To commemorate the week, HGG Trust is offering to draft your will for free.

The B-BBEE updates you should know about

The Minister of Trade and Industry, Rob Davies, announced amendments to the B-BBEE codes for the construction, agricultural and financial sectors in December 2017. Here’s a quick overview of some of the main updates, brought to you by HGG BEEadvised:

Invest in gold with HGG Wealth

HGG Wealth is now proudly associated with SA Gold Bullion, which means that we are able to assist our clients to purchase, store and insure Krugerrands at the best prices.

Celebrating fabulous females in Women’s Month

HGG NPO Sustainability Solutions salutes all South Africa’s amazing women this month.

Join HGG NPO Sustainability Solutions at the Artscape Theatre Centre for a very special Women’s Month workshop entitled “I Am Enough”.

HGG Durbanville now in bigger, better offices

Three weeks down the line, and we are still very excited about our move to our new Durbanville office!

Starting your own business? Here’s what you need to know …

Starting a new business can be very rewarding, but there are also many possible pitfalls in the first few years. HGG Consult director Casper Marais shares his tips for starting a new business successfully, and how to ensure that it thrives in the years to come.

Share and learn with HGG's Women's Day initiatives

The HGG Financial Group is proudly involved - via the ForwardFund Trust - with the Women Investment Network (WIN), an initiative which seeks to establish ongoing partnerships between women leaders in business and social enterprise groups.

Banking services that suit your needs

Enjoy a host of benefits when HGG Wealth acts as your private banker.

Banking doesn’t have to be a hassle that includes long queues and unanswered e-mails. HGG Wealth offers our clients a wide range of banking services with leading banks, such as Nedbank, Mercantile Bank, Grindrod Bank and ABSA (foreign exchange transactions).

Your one-stop technology solution

HGG Technology Support is your ultimate one-stop shop for technology solutions – from the development and installation of highly technical networks and databases and its accompanying support, to the supply of IT hardware and computer support.

Act now so you can relax during retirement

The experienced team at HGG Wealth can help you ensure that your future is financially sound.

HIB walks away with prestige award

Helderberg Insurance Brokers (HIB), a division of the HGG Financial Group, is the proud winner of Santam Boland's Golden Broker Award for excellent performance in 2014.

Keep your record clean by submitting all tax returns

HGG Professional Accountants advises its clients that the South African Revenue Service (SARS) has embarked on a new initiative with the National Prosecuting Authority (NPA) to prosecute taxpayers who fail to submit tax and VAT returns.

Invest today in a tax-free savings account

We are pleased to announce that the Investec Tax Free Savings Account (TFSA) is now available to HGG Invest clients. Don't delay - take advantage of this tax-efficient way to manage your investments.

The advice you trust in a brand-new space

Helderberg Insurance Brokers (HiB) has a new home. After moving at the end of March this year, we are now settled in and want to welcome you to our brand-new premises at 11 Fagan Street, Somerset West.

Trust us with your plans

Planning to start a new business or expand your existing business, or merely wishing to confirm the current status of your business affairs?

Lower interest rates offer investment opportunities

HGG Wealth advises what you should be doing with your money right now.

In late March this year, the monetary policy committee (MPC) of the SA Reserve Bank (SARB) announced its decision to cut interest rates by 25 basis points, or 0.25%.

Awesome opportunities await at HGG

Our financial company is growing fast, and we’re looking for awesome new people to join our team.

ForwardFund Academy lights the way for skills development

ForwardFund Academy officially opens its doors on Tuesday, 10 April 2018. Situated at the Solaris Office Park in Kommetjie Road, Sunny Acres, the Academy launches with an exciting one-year course in film and television studies in partnership with Bryony Roughton, owner of SAY ME (South African Youth Media Education). 

How is your health doing?

Good health, wellness and wellbeing should be three magic words in everyone's life. To support you with this, HGG Wealth, a member of the HGG Financial Group, is offering comprehensive wellness days in conjunction with Discovery Health Vitality and Momentum Health, which will enable you to keep up to date with your wellness status and also earn wellness points.

How the new VAT affects you and your business

As you are probably aware, the Minister of Finance announced an increase to the value-added tax (VAT) rate in his National Budget speech on 21 February 2018. The standard rate of VAT will increase from 14% to 15% with effect from 1 April 2018.

LOAD SHEDDING: How it affects your insurance

Load shedding is here to stay. But how does this affect your short-term insurance? Are you covered against theft or electronic damage during a power outage? Helderberg Insurance Brokers (HIB) provides answers to these questions.

HiB is on the move

We’re moving, but not very far … Our new, modern offices are situated just across the road at 11 Fagan Street, Somerset West.

Look after your health

World Health Day is celebrated all over the world on 7 April. Although the focus this year is on food safety, it is also the perfect day to remind you to take care of your own health and wellness.

Your guide to the 2018 Budget

Finance Minister Malusi Gigaba started his National Budget speech on 21 February by describing it as a “tough, but hopeful budget”.

Get your B-BBEE credentials sorted

Let HGG BEEadvised help you obtain your B-BBEE certificate before the new, stricter requirements take effect.

Good, green fun

There’s no better way to spend Tuesday, 20 March 2018 than at the ForwardFund Golf Day. Take a moment to imagine yourself on the beautiful greens at Arabella Country Estate – and then go ahead and enter.

How is your health doing?

HGG Wealth, a member of the HGG Financial Group, is committed to the wealth and wellbeing of our clients. Good news for members of Discovery Health Vitality or Momentum Health is that it's now easier than ever to keep tabs on your wellness status and earn wellness points.

A proud sponsor of local excellence

The HGG Financial Group is proud to announce that we have renewed our sponsorship of the very popular Tyd met Aleit TV series for its second season.

What the budget means for you

Finance Minister Nhlanhla Nene's maiden budget speech has been met with mixed reactions. Although the increases in personal income tax rates are less aggressive than feared, many analysts feel that government has not taken sufficient steps to curb its own spending.

Let’s talk about tax

Welcome to 2018. It’s a brand-new year, which means there’s a new tax year around the corner too. HGG Professional Accountants takes you through the main tax requirements you should know about in 2018:

We’re hiring!

Want to join our dynamic financial group? We have positions available at the following offices:

Wishing you a blessed festive season

The HGG Financial Group extends our warmest festive greetings to all our clients, colleagues and friends. May you have a very blessed time together with your families as you take time off during the festive season.

The full financial package

The HGG Financial Group is proud to offer you specialised expertise in the myriad of aspects associated with running your own business and financials.

Time to take a break

As 2017 draws to a close, we are immensely grateful for the loyal support of all our clients and colleagues.

Thank you Petro!

This year Petro Hartman will be celebrates her 15th year at the HGG Financial Group. Her invaluable contribution to the success of the business is evident from the loyal relationships she has established with her clients and the continuous high standards she maintains.

Our banking services have expanded substantially

We have exciting news for those seeking world-class financial services: HGG Wealth has expanded its range of banking and foreign exchange products.

We offer the full package

Looking for someone to assist you with your tax or other accounting services? Talk to HGG Professional Accountants. We offer a wide range of tax and accounting services to individuals and businesses.

HGG clients save with MedicAlert®

We have exciting news for HGG Financial Group clients: Join MedicAlert® in November 2017 and you’ll save the registration fee of R181.

Festive greetings

The time has come to rest, relax and reflect on 2014. The past year has been filled with many exciting developments at the HGG Financial Group. Among others, we developed a brand-new corporate identity to reflect our dynamic, expanding portfolio, which now includes eight divisions and four offices in the Western Cape.

Important update to legislation regarding loans to trusts

Proposed legislation that affects the tax treatment of loans made to trusts is likely to have significant implications for your estate planning, particularly if a trust is involved. Here’s what you need to know about the amendments proposed to section 7C of the Income Tax Act.

Help for the holidays

It's time to take a well-deserved, end-of-year break. Here's how HGG can make your life easier - and get you on holiday sooner.

Select your medical cover for 2018

The time has come to review your medical cover for 2018. Between 1 November and mid-December this year you will be given the opportunity to adapt your medical cover for next year.

Bring joy to a child this Christmas

This year ForwardFund is supporting Huis Van Heerde in Moorreesburg as our Christmas project.

Your hole-in-one can help those in need

The ForwardFund Annual Golf Day is your chance to show off your skills on beautiful golfing greens, while simultaneously contributing to the needs of pre-approved non-profit organisations.

Date: Thursday, 16 November 2017
Time: First tee-off at 11:00
Venue: Clovelly Country Club, Clovelly

Be smart about your medical cover

Sound planning is essential when it comes to your healthcare needs, but it's easy to feel confused by the vast array of medical aid and other healthcare options out there

Invest with your future in mind

Investing in your financial future is non-negotiable. "Don't make the mistake of assuming that your pension fund will provide for all your retirement needs; it's essential to provide for yourself via other investment channels too," advises HGG Wealth director Niek van den Berg.

We say goodbye to Johan Schoeman

It is with great sadness that the staff of HGG Financial Group announces the passing of Johan Schoeman, director at HGG Professional Accountants Schoeman Gerryts in Durbanville.

Celebrate women and be inspired

ForwardFund invites you to attend their inspiring Women's Day High Tea at the Lourensford Market on Saturday, 12 August 2017. "This event has become a highlight on the ForwardFund calendar as it allows us to showcase the work of some of our extraordinarily talented female entrepreneurs," says director of ForwardFund, Tina Thiart.

Make a date with your health!

HGG Wealth, a member of the HGG Financial Group, makes it easy for Discovery Health and Momentum Multiply members to evaluate their health status, earn wellness points and thereby increase their wellness status levels.

Insure your property!

The recent Knysna fires caused billions of rand of damage. How can you make certain that your property is adequately insured in case of such a disaster?

"Fire is a standard insured risk in any policy that insures assets. Most building insurance policies also cover additional costs related to fire extinguishing, debris removal, demolition, professional fees as well as temporary alternative accommodation," says Johan Potgieter, director of Helderberg Insurance Brokers (HiB).

Finding ways to make NPOs sustainable

Tina Thiart, director of HGG NPO Sustainability Solutions, shares her views on NPO development and entrepreneurship.

It's time to tackle your income tax return

The 2017 tax season for individuals opened on 1 July 2017. The year of assessment concerned is 1 March 2016 – 28 February 2017. During tax season, you need to submit your income tax return (ITR12) so that the tax on your income can be reconciled with the tax-deductible expenses for the year of assessment.

Marketing Communications Intern position available

Do you want to gain valuable knowledge in the NPO environment?

How does the FIC Amendment Act affect your business?

HGG Financial Group brings you up to speed on this important piece of recent legislation and what it means for you as a business owner.

Why do we have an FIC Amendment Act?

South Africa is a member of the Financial Action Task Force (FATF), an international organisation that aims to prevent financial crime. Previously, South African financial institutions were regulated by the Financial Intelligence Centre Act (FIC Act) of 2001.

Raising funds for a new South Africa

Tina Thiart, director of HGG NPO Sustainability Solutions, shares her views on fundraising in South Africa.

HiB is best in the Boland - yet again!

Helderberg Insurance Brokers (HiB) has claimed top honours at the Santam Broker Awards function for the second year running. HiB was awarded the Diamond Award for best brokerage in the Santam Boland Region at the prestigious function held in June this year.

Your guide to B-BBEE by HGG BEEadvised

On 1 May 2015, an update to the Codes of Good Practice for Broad-based Black Economic Empowerment (B-BBEE) came into effect. The revisions to the Codes had a considerable impact on the B-BBEE compliance levels of South African companies.

Optimise your retirement savings by investing in an index fund

What percentage of your retirement savings is spent on administration and broker fees? HGG Wealth now offers you the opportunity to substantially decrease your fees when saving for your retirement.

Outstanding service is of the utmost importance

As an authorised financial services provider (FSP no. 44905), HGG Wealth puts a high premium on outstanding service. With this in mind our wealth managers work with you to analyse your future financial needs and provide the best possible customised advice.

Plan ahead for peace of mind

It's easy to feel unsure about the financial landscape in South Africa at the moment. The country's recent downgrade to junk status by two international ratings agencies, deprecation of the rand and rising inflation are all cause for concern. The good news is that sound financial planning will always help to safeguard your financial security and ensure your long-term wealth.

Safe, convenient debit order tool benefits your business

Are you looking for a safe and convenient online debit order system to ensure hassle-free transactions? HGG Technology Support has the solution.

Lights, camera, action...

The HGG Financial Group has started 2017 on a very exciting note. Not only do we have a brand-new website to boast with, but we're also the proud sponsor of Tyd met Aleit, an exciting new TV series that will be screened on kykNET from April onwards.

Tyd met Aleit is a weekly series, which starts on 5 April and will air at 17:30 every Wednesday on kykNET (channel 144). In the programme, Aleit Swanepoel, well-known events guru and founder of the Aleit Group, visits the homes of a number of South African personalities and shows them how to create beautiful table décor, while also presenting them with a challenge in the form of a surprise basket.

HGG Wealth helps you manage your money

t HGG Wealth help you manage your foreign exchange (FX) transactions and cash management services. We have the know-how and experience to help you make the most of your money.

Take a stand against abuse

HGG Financial Group is proud to be associated with the annual 1000 Women 1 Voice event in Cape Town. We invite you to join us for lunch on 11 May 2017 to take a stand against violence directed at women and children.

Get your fair share

A shareholders' agreement is an essential document for any company that issues shares. HGG Consult can help you set up this important document and also explain what it is designed to do.

We meet NPOs' specific needs

HGG NPO Sustainability Solutions has all the experience and knowledge needed to offer non-profit organisations (NPOs) a specialised range of financial, developmental and technological services.

What 2017's budget means for you

Finance Minister Pravin Gordhan's 2017/2018 budget speech is clear evidence of the challenging financial situation in South Africa. But while the budget may have provided little comfort to upper income earners, it is likely to appease the international ratings agencies in the interim. Gordhan's insistence on maintaining financial discipline and containing government debt (which now amounts to more than 50% of GDP) has sent a solid message regarding the financial integrity of the National Treasury.

HGG offers B-BBEE advice and support

HGG Financial Group is proud to announce the establishment of a new division, HGG BEEadvised. This new division is the eighth in this forward-thinking financial group.

Insurance risks and your responsibility

Keep your insurance cover intact by reporting material changes in risk to your insurer, advises Helderberg Insurance Brokers (HiB).

To ensure that your insurance cover is valid at all times, you must inform your insurer when your level of risk changes. In fact, the insurance company is entitled to declare your entire policy as invalid if you:

HGG Trust welcomes new director

With almost thirty years’ hands-on experience in the trust industry, it is apt that Linda van Greuning has now been appointed as director of HGG Trust.

Get tax savvy

Here's what you need to know to stay on top of your tax requirements in 2017.

Tax deadline – two words that may leave you feeling less than inspired… The good news is that HGG Professional Accountants is here to help. Please don't hesitate to contact us for advice or assistance with any of the taxes listed below.

The HG Group believes in delivering super-efficient services and advice to our clients.

Therefore we now also have an office in Paarl, managed by director Leras Uys. Leras will, however, still offer his services to clients wherever required.

It's going to be a great year…

The HGG Financial Group is excited about the many opportunities that lie ahead in 2017. Whether you're a small business owner, an entrepreneur, a budding tycoon or a dynamic NPO, we have efficient, capable staff members and directors who can assist you with all your business needs. Here's how our eight divisions can give your business ventures the extra edge:

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