News

 

Plan ahead for peace of mind

News >>

It's easy to feel unsure about the financial landscape in South Africa at the moment. The country's recent downgrade to junk status by two international ratings agencies, deprecation of the rand and rising inflation are all cause for concern. The good news is that sound financial planning will always help to safeguard your financial security and ensure your long-term wealth. Here is how HGG Wealth, authorised financial services provider (FSP no 44905), can help you plan ahead:

  1. Invest smartly

In uncertain financial times, it is more important than ever to have reputable fund solutions and managers on your side. HGG Wealth has access to various actively managed portfolios, which are available to our investment client base. These portfolios allow you to set your growth and risk profiles in a way that suits your needs best.

HGG Wealth clients can also choose from two investment portfolios managed specifically for HGG by MitonOptimal, with varying levels of risk and return. To find out more about these portfolios, please click on the links below:
HGG Balanced Reg 28 portfolio
HGG Cautious Income & Growth portfolio

  1. Plan for retirement and protect your income

As an authorised financial services provider, HGG Wealth also offers valuable advice on retirement planning and risk protection, which includes life, disability, severe illness and income protection insurance. We have relationships with numerous local and international financial services companies, including Discovery, Investec, Allan Gray, Liberty, PPS, Sanlam, Old Mutual, Brightrock and Momentum. This allows us to offer you independent advice and suitable products based on your unique circumstances and needs.

  1. Include foreign assets

Foreign investments are an essential element of any comprehensive investment portfolio in South Africa. By investing off-shore, you are able to hedge against possible losses in the local market. Our foreign exchange (FX) division offers you the following services, among others:

  • Optimal rate: Our FX dealing team works hard to gain the most competitive execution rate in the fast-moving FX marketplace.
  • Hedging: We work with you to design the most effective hedge programme, based on your policies and specific business requirements, combined with our expert knowledge and partners.
  • Tax clearance: We apply for tax clearance on your behalf for international investments between R1 million and R10 million. We can also transfer the funds.
  • Admin: We'll handle the hassle of FX transaction confirmation, settlement, regulatory compliance and reporting.

It's your call... Take charge of your financial future by making the right decisions and investments today. Contact HGG Wealth director Niek van den Berg at niek@hggroep.co.za or call 021 851 2778.