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Invest with your future in mind

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Investing in your financial future is non-negotiable. "Don't make the mistake of assuming that your pension fund will provide for all your retirement needs; it's essential to provide for yourself via other investment channels too," advises HGG Wealth director Niek van den Berg.

HGG investment portfolios

HGG offers its clients the choice between investing in two different investment portfolios, namely HGG Balanced Reg 28 portfolio or, for the more risk-averse investor, the HGG Cautious Income and Growth portfolio. Both portfolios include an investment mix consisting of local and international equities, money market investments, fixed interest and investments in property. However, the Cautious Income and Growth Portfolio is weighted towards more stable investment options, such as the money market and fixed interest, while the Balanced Reg 28 portfolio focuses strongly on local and international equities.

Niek explains that these two investment portfolios - managed for HGG clients by MitonOptimal - offer:

  • active monitoring i.e. rebalancing of asset classes,
  • fund research (there are over 1 500 registered unit trusts in South Africa),
  • investment reviews with fund managers, and
  • quarterly reporting.

These investment solutions can also be tailored to your personal risk profile, ranging from low risk to high/discretionary risk. You can also choose between a short-, medium- or long-term investment framework. In addition, these portfolios are designed to accommodate required funds, pension funds, as well as discretionary funds.

Both the HGG Balanced Reg 28 and the HGG Cautious Income and Growth portfolios have outperformed their benchmark performance in the past six months. Click here to view the most recent quarterly reports for both portfolios.

At present, these investment portfolios are available on the Allan Gray and Investec investment platforms, and require a minimum monthly investment of R500 (via debit order), or a lump sum investment of R20 000. Further expansion to other investment platforms, such as Discovery and Sanlam Glacier is currently being investigated.

How do I invest?

Contact HGG Wealth today at Somerset West (021) 851 2778; Durbanville (021) 979-3900; Paarl: (021) 870-1038 and one of our wealth managers will advise you on the best investment portfolio for your individual needs.

 

Who is MitonOptimal?


We are an independent, owner-managed Discretionary Fund Management (DFM) business, with a presence in Channel Islands, South Africa, London, the Isle of Man and Asia. We are platform, fund and fund manager agnostic. We have offered DFM services, both internationally and in South Africa, that spans over a decade. We have experienced investment teams, located in both Guernsey and South Africa, who are focused on investment research and portfolio management.
We customize our services to the needs of a financial planner and business owner. We have administered model portfolios for well over a decade and have a highly experienced client service team to provide high quality administrative support.